Credit Rebuilding Solutions
Credit Rebuilding Results
Our HUD-certified counselors will review your financial situation and determine the best action plan to achieve your ideal credit score. If you do not have a recent credit report, which was issued within 30 days from your appointment, we can pull and analyze all three reports from Equifax, Experian and TransUnion.
We work with you to determine the best financial strategy and have simulations available to show you the potential effects of financial management changes on your overall credit score. Achieving your ideal credit score may include the following steps:
- Thorough analysis of credit reports
- Identify incorrect information reported on credit report
- Identify goals
- Create spending/savings plan
- Determine plan of action to pay off debt
- Learn money management tips
- Implement an action plan
The Difference a Good Credit Score Can Make…
A Cost Savings Example
Below is an example of how much bad credit actually costs you and the savings you can realize when your credit is in good standing. The overall difference is how much bad credit can drain your financial assets. Just think of what you could do with that “extra” money!
| Good Credit | Bad Credit | |
| Interest Rate | 3.75% | 13% |
| Loan Amount |
$15,000 | $15,000 |
| Length of Loan | 36 Months | 36 Months |
| Monthly Payment | $441.19 | $519.98 |
| Total Finance Charge | $882.97 | $3,719.28 |
| Total Payment Amount | $15,882.97 | $18,719.28 |
| Difference | $2,836.00 more for bad credit! |
Fee Schedule
- Individual – $100*
- Family – $130*
| Service Options |
